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In short

Online fraud involves using digital tools and the internet to deceive people for financial gain or to steal personal data. Recent reports show that artificial intelligence is now involved in 55% of reported cybercrimes across Africa.

In plain words

It is when criminals use websites, emails, or messaging apps to trick you. They often pretend to be someone you trust to steal your money or private information.

A simple example

A person receives a WhatsApp message asking them to vote for a friend in an online contest, which is actually a trap to hijack their account.

Why it matters

As more services move online, these scams target everyone from students to governments. The rise of AI makes these attacks harder to spot and more frequent.

Easy to mix up

Do not confuse this with traditional fraud, which happens in person without using digital networks.

Sources

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